Most investors overlook one critical aspect of real estate investing—insurance. But as Jenny Hansen, a commercial insurance pro with over two decades in the field, emphasized on the Let’s Talk Real Estate Investing podcast, this could be a costly mistake.
▶️ Watch the full episode here

Commercial insurance isn’t just for big buildings. Even your single-family rental could benefit from the customized protection these policies offer. From equipment breakdown to 24-month business interruption coverage, Hansen explained why commercial policies go far beyond what residential ones typically provide.

The key takeaway? Insurance isn’t one-size-fits-all—just like your investing strategy shouldn’t be. Hansen urges investors to stop defaulting to the first quote they get. Instead, she recommends securing coverage before taking possession, reviewing policies every 3 years, and demanding clarity from brokers.

Here’s a golden tip: ask for the property’s claims history during due diligence. It could reveal hidden issues like water or fire damage that hurt your returns down the line.

In 2025, insurance pricing is shifting—rates are dropping. This creates a powerful opportunity to re-shop your policy and lock in savings.

The best part? Hansen works across Canada and brings a personalized, education-first approach to every investor she supports.

Don’t wait for a disaster to find out you’re underinsured. Reassess now and turn your policy into an asset—not a liability.

Debbie Balfour |Real Estate Investing Success Coach + Podcast Host Website: www.DebbieBalfour.com Email address: Debbie@DebbieBalfour.com Follow me on LinkedIn: Debbie Balfour YouTube Channel: https://www.youtube.com/@DebbieBalfour

Tags: #Real Estate Investing #Insurance Tips #Property Risk #Passive Income #Commercial Insurance #Investor Education #WBNNews Langley #Podcasts

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